Credit Underwriting

PT Bank Jago Tbk (Jakarta, Jakarta, Indonesia)

DKI Jakarta, อินโดนีเซีย

Since 1992, we only think about two things: to build the future and to grow with everyone. This has been our only aim from the very start. As a tech-based bank, we see finance from a life perspective, creating products that actually help customers with their daily pains. Enabled by cutting-edge technology, we aim for breakthroughs in the financial world; ones that are able to enhance the growth of millions.

เกี่ยวกับตำแหน่งนี้

Understanding customer business cycles in analyzing and recommending Partners and Debtors quickly and accurately utilizing technology to form a rapidly growing, healthy, and sustainable Partnership Business portfolio. Implement an early warning system to detect deterioration in portfolio quality.

หน้าที่รับผิดชอบ

• Analyzing and/or recommending Partners and Debtors quickly and accurately within their authority while considering recommendations from Credit Analytics.
• Recommending early alert detection activities to prevent portfolio quality deterioration using credit analytic data, debtor/partner portfolio data, and other data sources.
• Achieving business targets.
• Conducting credit processes effectively and accurately, ensuring that the work processes are carried out according to established procedures.
• Develop and implement early warning detection and proactive stress testing strategies.

คุณสมบัติ

• Bachelor degree in Business, Finance or other relevant field
• More than 5 years experience in the financial industry, preferably in the SME, Commercial and/or Corporate segment
• Have performed various sales and credit or credit underwriting
• Understand the customer's business cycle by using technology to analyze and recommend Partners and Debtors quickly and accurately.
• Being able to make use of data to make decision and/or provide recommendation
• Exhibit ability to problem solve with structured and creative thinking
• Possessing excellent writing and communication skills