Credit Analyst

Krungsri (Pathum Wan)

Bangkok, Thailand

Bank of Ayudhya Public Company Limited [symbol in SET: BAY ] was established on January 27, 1945, and its ordinary shares were listed on the Stock Exchange of Thailand in 1977. The Bank is currently the fifth largest bank in Thailand in terms of loans and deposits. Krungsri provides a full range of banking services to both commercial and individual customers.

Detail posisi

The Credit Analyst position involves supporting the Head of Commercial Credit Analysis in identifying risk issues, analyzing customer financials, and providing recommendations to balance risk and credit requests, ultimately driving growth for Thai Corporate.

Kewajiban

• To support Head of Commercial Credit Analysis units on identifying risk issues and provide recommendation to balance between risk caution and RM’s credit request in order to mitigate risk and drive growth for Thai Corporate by working closely with CBG RMs and coordinate well with risk management.
• Analyze customer’s business, financial factors and source of repayment to identify ability to pay of the customer including the risk concern and how to mitigate it before emerging.
• Coordinate and work with RMs to balance between risk caution and RM’s credit request to establish structure deals and avoid or mitigate risk.
• Conduct and recommend credit rating for customers under responsibility.
• Provide recommendation for annual credit review for customers under responsibility in order to find the opportunity for business expansion and NPL preventing in the future.
• Monitor and alert RM, if there is any crisis that impact to customer’s business or debt repayment capacity.
• Assist Head of Corporate Credit Analysis Section in coaching credit analysts in the team.

Kualifikasi

• Bachelor’s / master’s degree in economics, Banking and Finance or related fields.
• At least 3 years of experience in Credit Analyst or related field.
• Strong communication and interpersonal skills.