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Portfolio Risk Analyst
About this position
Responsibilities
• Monitor and analyze MSME portfolio performance
• Implement strategies to optimize performance and profitability
• Conduct regular reviews and prepare management reports
• Track and analyze delinquency trends
• Develop action plans to reduce delinquency rates
• Collaborate with the collections team for timely recovery
• Utilize analytics tools for portfolio insights
• Create and maintain KPI dashboards
• Prepare accurate and timely reports for stakeholders
• Identify and assess portfolio risks
• Develop and implement risk mitigation strategies
• Monitor and adjust mitigation measures
• Maintain strong client relationships
• Provide support to manage client financial obligations
• Address client queries promptly
• Ensure compliance with regulations and policies
• Stay updated on regulatory changes
• Assist in audits related to portfolio management
Requirements
• Bachelor's degree in Finance, Business Administration, Economics, or related field
• 2-3 years of experience in portfolio or risk management, preferably with MSME clients
• Strong analytical skills. Proficiency in data analysis tools (Excel, SQL, BI tools)
• Excellent communication skills. Ability to work independently and in teams. Attention to detail
• Understanding of MSME banking products
• Familiarity with risk management practices
• Knowledge of MSME regulatory requirements
• High integrity and professionalism
• Ability to multitask and meet deadlines
• Willingness to learn and adapt
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