Portfolio Credit Risk Specialist
Traveloka
Indonesia | DKI Jakarta
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Last updated 4 days ago
Traveloka
Indonesia | DKI Jakarta
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Traveloka
Indonesia | DKI Jakarta
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Sea (Indonesia)
Indonesia | DKI Jakarta
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Sea (Indonesia)
Indonesia | DKI Jakarta
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Sea (Indonesia)
Indonesia | DKI Jakarta
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Sea (Indonesia)
Indonesia | DKI Jakarta
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Sea (Indonesia)
Indonesia | DKI Jakarta
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PT Bank Danamon Indonesia, Tbk.
Indonesia | DKI Jakarta
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Astra group
Indonesia | DKI Jakarta
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Traveloka
Indonesia | DKI Jakarta
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The Portfolio Credit Risk Specialist is responsible for monitoring and managing credit risk and portfolio performance, ensuring effective risk mitigation and contributing to business growth.
• Responsible for the monitoring, forecasting and early warning flagging of key indicators to ensure the overall credit risk and portfolio are managed appropriately.
• Responsible for projects or initiative to ensure overall portfolio management and non-performing loan management.
• Maintaining the risk policy and procedures that govern new user selection, portfolio management, risk mitigation.
• Assess any changes in business strategy and overall processes to determine the impact to credit performance while proposing necessary actions to manage the risk if necessary.
• Work closely with the Product team to assess risks of new initiatives with sufficient challenge, while assisting product on recommending mitigation actions related to the risk.
• Working with other teams to manage risk-related projects including projects with 3rd parties, while keeping user journey and needs in mind.
• Contribute in achieving business growth targets sustainably, focusing on short-term success and long-term sustainability of the business.
• Contribute in building a good risk culture in Traveloka PayLater, by regularly conducting formal discussions with other teams regarding issues in risk and its impact to the business.
• Conduct quantitative and qualitative analysis either planned or on an ad hoc basis, alone or with a data team, to answer credit risk issues.
• Independently handling projects or initiatives.
• 5 years work experience related to credit risk, portfolio management and/or credit policy.
• Have good quantitative skills in order to assess data and be able to see and analyze trends.
• Experienced in creating senior-level presentations materials, and complex, yet clear reports.
• Have analytical skills (moderate to advance level using SQL) especially on forecast analysis, risk performance.
• Understanding in risk scoring and credit risk.
• Have general knowledge on product development (e.g such as underwriting system, product settings).
• Have skills on project management (to handle projects/initiatives).
• Have Python skills would be considered a plus.
• Fluent in both Bahasa Indonesia and English.