credit analyst

Thai Credit Bank Public Company Limited (Bangkok)

Bangkok

Bangkok, Thailand

Thai Credit Bank Public Company Limited is a retail bank primarily focused on providing financial services to micro, small, and medium-sized enterprises (MSMEs) in Thailand. The bank operates in two segments: e-Wallet Business and Banking Business.

About this position

ตำแหน่งนี้มีหน้าที่ในการช่วยเตรียมแพ็คเกจเครดิต รวมถึงการวิเคราะห์ทางการเงินและความเสี่ยง โดยมีการติดต่อกับลูกค้าเพื่อรวบรวมข้อมูลที่เกี่ยวข้องในการจัดทำเอกสารเครดิตที่มีคุณภาพ.

Responsibilities

• Assist in the preparation of credit package (preparing credit application, credit monitoring including credit reviews) including write-ups on financial and risk analysis. Interacts with clients to gather relevant information to compile quality credit write-ups.
• Identify the needs of customers, products, and financial services industries, each with their relationship managers (RM) and prepare credit proposals (Credit Write-up)
• Analysis financial data and other information necessary and relevant for the analysis of customer risk. Prepare the financial statements of customers as reasonable assumptions.
• To support RM on daily operational issues, credit approval process, data quality input and submission and general chores as situation may demand.

Requirements

• Bachelor or above in BA, Finance, Accounting or other related fields.
• Experience in banking 3-10 years
• Sales, Credit analytical, Risk and Portfolio management skills in SME business
• Proven skills in SME credit analysis are essential.