Risk Control Strategy Analyst
About this position
The Risk Control Strategy Analyst is responsible for conducting comprehensive risk assessments, developing risk control strategies, and ensuring effective risk management operations within the credit business.
Responsibilities
• Conduct comprehensive risk assessments of credit business and develop corresponding risk control strategies.
• Monitor and analyze credit risks, identify potential risk points, and provide risk warnings and handling suggestions.
• Design and optimize risk control strategies and models based on market changes and business needs.
• Regularly evaluate the effectiveness of existing strategies, propose improvement suggestions, and implement optimization measures.
• Utilize big data technologies and tools to conduct data mining and analysis, and build risk control models.
• Analyze credit data, extract risk characteristics, and support strategy formulation and adjustment.
• Develop and refine risk control policies and operational processes to ensure efficient risk management operations.
• Promote the construction and optimization of the risk management system to ensure business compliance and risk controllability.
• Work closely with business, technical, and legal departments to ensure the effective implementation of risk control strategies.
• Assist relevant departments in risk education and training to raise overall risk awareness.
Requirements
• Bachelor's degree or above in finance, economics, statistics, mathematics, computer science, or related fields.
• At least 2 years of work experience in credit or financial industry risk control.
• Familiar with credit business processes and risk management theories, with strong data analysis and modeling capabilities.
• Proficient in SQL, Python, R, and other data analysis tools, and skilled in using Excel and other office software.
• Excellent logical thinking and analytical skills, adept at identifying and solving problems.
• Strong communication and coordination skills and a team player, able to work efficiently under pressure.
• Strong learning ability and innovative mindset, capable of continuously learning and applying new technologies and methods.
• Understanding of internet finance development trends with deep insights into the industry.