Risk Policy and Project, Financial Risk Management, SeaBank

PT Seabank Indonesia (Jakarta, Jakarta, Indonesia)

DKI Jakarta, Indonesia

SeaBank is a digital financial institution. We are a tech-based banking company, providing customers the convenience of banking 24/7 from home or anywhere, through smartphones. SeaBank aims to become the country’s Bank with Digital Services destination via ongoing product optimization and cutting-edge technology, providing a seamless and enjoyable user experience. Prior to being acquired by SEA in 2021, SeaBank was known as PT Bank Kesejahteraan Ekonomi (BKE), a bank that was established in 1992. SEA (NYSE: SE) is a leader in digital entertainment, e-commerce and digital financial services across Greater Southeast Asia. Together with Sea, SeaBank's mission is to better the lives of consumers and small businesses in our region with technology. The SeaBank team is rapidly growing. We are on the lookout for talent who have the drive to shape the future of banking industry and serve the underserved segment in Indonesia. If you are excited by innovation and the new ways of banking, SeaBank could be a place for you.

About this position

The position of Risk Policy and Project in Financial Risk Management at SeaBank involves coordinating and implementing various aspects of retail credit risk management, including policy development, data analysis, and internal controls.

Responsibilities

• Coordinate the implementation of periodic reviews of credit risk measurement methods, including the suitability of assumptions, data sources and procedures used
• Proposing risk appetite, risk tolerance, and risk limits for retail credit risk
• Prepare and coordinate the implementation of reports or information related to retail credit risks
• Carry out data analysis to support the preparation of loan product policies
• Prepare and propose retail credit risk management policies and strategies
• Coordinate the implementation of retail credit risk strategy policies with other related units
• Coordinate the implementation of improvements to the risk measurement system if there are changes in the Bank's business activities, products, transactions and material risk factors
• Coordinate the implementation of evaluations of model accuracy and validity of the data used
• Conduct regular reviews of retail credit risk management policies
• Coordinate the implementation of the internal control system in implementing retail credit risk management
• Conduct socialization/explanation to related units regarding portfolio conditions and/or retail credit risk measurement methods

Requirements

• Minimum Bachelor's Degree in any major
• Minimum 4-5 years of experience in banking risk management functions, especially related to credit
• Master the provisions of BI, OJK, and applicable laws and regulations related to Bank business activities
• Have knowledge in the field of risk management
• Have good analytical and problem solving skills