Credit Underwriting

PT Bank Jago Tbk (Jakarta, Jakarta, Indonesia)

DKI Jakarta, Indonesia

Since 1992, we only think about two things: to build the future and to grow with everyone. This has been our only aim from the very start. As a tech-based bank, we see finance from a life perspective, creating products that actually help customers with their daily pains. Enabled by cutting-edge technology, we aim for breakthroughs in the financial world; ones that are able to enhance the growth of millions.

About this position

Understanding customer business cycles in analyzing and recommending Partners and Debtors quickly and accurately utilizing technology to form a rapidly growing, healthy, and sustainable Partnership Business portfolio. Implement an early warning system to detect deterioration in portfolio quality.

Responsibilities

• Analyzing and/or recommending Partners and Debtors quickly and accurately within their authority while considering recommendations from Credit Analytics.
• Recommending early alert detection activities to prevent portfolio quality deterioration using credit analytic data, debtor/partner portfolio data, and other data sources.
• Achieving business targets.
• Conducting credit processes effectively and accurately, ensuring that the work processes are carried out according to established procedures.
• Develop and implement early warning detection and proactive stress testing strategies.

Requirements

• Bachelor degree in Business, Finance or other relevant field
• More than 5 years experience in the financial industry, preferably in the SME, Commercial and/or Corporate segment
• Have performed various sales and credit or credit underwriting
• Understand the customer's business cycle by using technology to analyze and recommend Partners and Debtors quickly and accurately.
• Being able to make use of data to make decision and/or provide recommendation
• Exhibit ability to problem solve with structured and creative thinking
• Possessing excellent writing and communication skills