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Retail Credit Underwriting (Credit Card Project)/Manager - AVP Level

Land and Houses Bank Public Company Limited
Land and Houses Bank Public Company Limited (Sathon)
Bangkok, Thailand 🇹🇭
Land and Houses Bank Public Company Limited
Land and Houses Bank PLC firstly operated as retail banking since December 2005 and was granted to fully operated as commercial bank from BOT on December 2011. For over 14 years, from the country’s largest asset-based and most secured property developer with the highest market share…we are now becoming the integrated financial institution for new generations. As per our slogan “We are FAMILY”, we believe, working in family environment will effectively and proactively support and provide opportunities for everyone to create new business initiatives. So new working environments and fun jobs are awaiting to all candidates. Please join us and become one of our “FAMILY”.

About this position

The Retail Credit Underwriting (Credit Card Project)/Manager - AVP Level position involves collaborating with various departments to enhance credit card processes, ensuring compliance with regulations, and managing credit risk assessments.

Responsibilities

• Collaborate with related departments in development and implementation of credit card.
• Contribute ideas for work improvement in achieving better work quality and higher productivity.
• Part of enhance approval system to increase productivity and faster service.
• Perform credit analysis throughout the entire process to ensure compliance with the bank's regulations, guidelines, and policies.
• Verify the accuracy of the loan application data in accordance with the bank's criteria and analyze the customer's ability to repay the loan and assess the individual credit risk.
• Provide opinions on the credit risks for each loan according to the credit risk management policy and the bank’s credit lending guidelines.
• Prepare reports and perform other tasks as assigned.
• Take responsibility and manage other tasks assigned in addition to routine tasks.

Requirements

• Bachelor’s degree / master’s degree in Finance, Economics, Business Management, Banking, or any related field.
• At least 10 years of experience in underwriting retail or credit analysis.
• Possesses knowledge of the bank's credit products, laws, and regulations.
• Good interpersonal skills, eager to learn, and able to coordinate with various departments within the bank.
• Good in both written and spoken in English.