Backend Engineer - Internal Tools (SDE 2)

Kredivo Group (Jakarta Metropolitan Area)

DKI Jakarta, Indonesia

Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the soon-to-be-launched Indonesian neobank Krom. Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others.

About this position

Kredivo Group is a fast-growing fintech company aiming to disrupt unsecured lending in Southeast Asia through innovative technology and data insights. As a Backend Engineer, you will develop scalable product functionality for millions of users, integrating machine learning models for credit scoring and fraud detection.

Responsibilities

• Design and implement backend services for various FinAccel lending platforms like Kredivo.
• Work with the Product, Business and Sales teams to gather and understand requirements and deliver scalable solutions.
• Write high quality, maintainable code.
• Own parts of the system and continuously work to improve them in an agile environment.
• Benchmarking, load testing, diagnosing problems and helping create solutions.
• Research and implement modern frameworks and technologies for back-end systems.
• Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges.

Requirements

• Bachelor’s degree in Computer Science, Information Technology or equivalent.
• Minimum 3 years of software development experience.
• Strong understanding of Data Structures, Algorithms and Computer Science fundamentals.
• Experience working on one of follow programming language: Javascript, Python, Golang, Java or C++.
• Good understanding of microservices architecture and event driven programming paradigm.
• Proficient in HTTP, Web Services, OAuth2 and Restful APIs.
• Familiar with Linux environment.
• Experience working with cloud based systems and infrastructure services such as AWS, GCP, etc is a plus.
• Good Communication skills and good attention to details and ability to work well in a team with a positive attitude.