Associate Vice President Risk Analyst Unit International Subsidiary Banking

HSBC (Indonesia) (Jakarta, Jakarta, Indonesia)

DKI Jakarta, Indonesia

Opening up a world of opportunity for our customers, investors, ourselves and the planet. We're a financial services organisation that serves more than 40 million customers, ranging from individual savers and investors to some of the world’s biggest companies and governments. Our network covers 63 countries and territories, and we’re here to use our unique expertise, capabilities, breadth and perspectives to open up a world of opportunity for our customers. HSBC is listed on the London, Hong Kong, New York, Paris and Bermuda stock exchanges.

About this position

International Subsidiary Banking is Wholesale Banking's international proposition which aims to provide banking coverage to the subsidiaries of Wholesale Banking customers within the Large Corporate and Mid-Market Enterprise segments. The International Subsidiary Banking strategy is to provide consistent, in depth and dedicated coverage across the HSBC network with the end goal to deepen our relationship with our customers.

Responsibilities

• The International Subsidiary Banking RAU supports relationship managers in analyzing credit and operating risk of ISB WSB borrowers and therefore minimize potential loss to the Bank via a focused and independent credit risk analysis; also leveraging on in depth knowledge of industry sectors.
• The jobholder will be assigned a set of ISB borrowers’ portfolio and work closely with RMs and Credit Approval on annual review and/or new money from both existing and new names.
• The aim is to support the overall ISB business strategy and achieve growth in a responsible and sustainable manner.

Requirements

• Extensive credit and operating risk analysis in corporate banking field, particularly Multinationals segment. This includes commercial lending, credit structures, risk assessment and trade finance.
• Evidence of working in close collaboration with Relationship Managers in analyzing credit risks and mitigation strategy.
• In-depth understanding of the local market, vast industry-specific knowledge, including regulatory landscape.
• Proven track record of managing healthy credit portfolios; execution of solid credit analysis to support business growth and new to bank business acquisition.
• Execution of stress-testing and medium-to-complex cash-flow projections.
• Solid experience in the risk analysis role; front-liner experience will be a plus point.
• Wide breadth of banking products knowledge, particularly credit related products.
• Proactive, well-developed interpersonal, influencing and presentation skills with highly motivated and prepared to accept challenges mindset.
• Effective communication skills.
• Relevant Risk Management Certification.