Portfolio Risk Analyst

Bank Aladin Syariah (Jakarta, Indonesia)

DKI Jakarta, Indonesia

The new era of Digital Banking Sharia Aladin Bank will open and facilitate access to digital-based Islamic banking services in order to serve all levels of society, as well as collaborate with industry players in various sectors. Customer safety and comfort are also our priority in maximizing the use of information technology to develop funding products, financing and other banking services, such as fund transfers, payments, purchases and others.

About this position

The Portfolio Risk Analyst is responsible for creating and maintaining dashboards related to credit risk, ensuring effective monitoring in line with the Bank's risk appetite, and engaging in the analysis of credit risk trends across all bank products.

Responsibilities

• Create and maintain dashboards related to credit risk for bank financing, aiming to conduct effective and continuous monitoring to ensure that credit risk is in line with the Bank's risk appetite
• Perform regular updates to the Bank’s provisioning calculations in accordance with applicable regulations and governance
• Engage in the analysis of credit risk trends across all bank products
• Update and maintain the logic within the Credit Decision Engine to ensure that the logic used is in compliance with applicable regulations

Requirements

• Experience as a data analyst with a strong understanding of credit portfolio risk management principles, excellent analytical thinking skills and the ability to interpret monitoring and control of Risk Triggers, Risk Appetite, and Risk Tolerance for the Bank's overall portfolio
• 1-3 years of experience in credit portfolio risk management and MIS in a bank, multifinance, or fintech (preferably with experience in a bank)
• Proficiency in SQL programming to perform advanced data processing and analysis
• Hands-on experience in the maintenance and configuration of Credit Decision Engines is a plus
• Experience with data visualization tools such as Tableau, Looker Studio, Metabase, Power BI, etc
• Previous experience with data automation processes, ETL processes, and Python